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SCAM Artists at their best. They scam elderly people, small children, they may even attempt to scam your pets. Stay away from this company. They call themselves Regional Credit Solutions this week, but they also go by the name of National Credit Works. Their practives are unethical, and they violate every law under the sun. This company called my mother, and informed her that if I did not pay my debit that they would have me arrested. I knew this was impossible as I live in the state of Maryland and pay day loans are illegal. I have also paid this loan out , so they would have no grounds to pursue any legal action against me. Now a month later these clowns are calling back saying that I have a second account with them that is outstanding, and that if I don't pay, they are going to have me arrested once again. I told them to stop threatening me, and just arrest me because I wouldn't have to deal with their calls. These people are a bunch of low life crooks, and I hope they get all that's coming to them. That includes James Day, Mr. Barnes, the gentleman I cursed, Gloria Irwin, the SUPERVISOR who hung up in my face (very professional) and their whole "Litagation Team",